4 Kashable Loans Alternatives

Over the years, Kashable loans have become the favorite of many American workers when they find themselves in emergency financial ruts. This is due to such perks as competitive interest rates, popularity, and intuitive pre-qualification processes associated with this lender brand.

However, if you are here, it’s likely because you are looking for alternative loan offers to Kashable. Your reason might be that the lender’s services are not available in your state or at your workplace. It may also be that your credit status disqualifies you from getting accepted (since Kashable insists on thorough credit history checks). And, there are other possible reasons you may have.

Whatever the case, here is a list to help you pick a comfortable replacement for the popular loan brand:


Top Kashable Alternatives You Can Consider Are:

You can click on any of the links above to immediately glance at any of the items that catch your fancy. Or, else, you can go through them serially below:

1. BMG Money 

BMG Money is a federal employee allotment loan offer that requires no traditional FICO credit checks. This stands this brand clearly apart from Kashable Loans which makes it clear that it is targeted only at workers with solidly healthy financial histories. 

Other features of BMG Money that may be your reason for choosing it instead of Kashable are:

  • Just like Kashable, BMG money is an allotment loan platform which means you get the loan money and repay it in affordable installments directly out of your paychecks. 
  • But unlike Kashable, BMG Money is available in all the states of the United States and to all federal employees.
  • BMG Money affords borrowers longer repayment terms (6 – 36 months) which is far more relaxed than that of Kashable which is between 6 and 12 months only. 
  • Speed of service: While Kashable generally takes up to 3 business days to approve your loan, BMG is faster, offering an option for instant funding.

Also, check out our list of BMG Money Alternatives.

2. Federal Employee Loans

Federal Employee Loans is yet another lender brand that offers allotment loans without FICO credit check requirements. It is also available to all US federal workers as well as employees of the United States Postal Service (USPS). It is on these grounds that we consider this brand a cool alternative to Kashable.

There are other features that could make this brand worth your attention at the moment such as:

  • Borrowers are allowed the same payment term as in the case of Kashable (6 – 12 months).
  • You can apply for a loan in minutes on any device and funding could be as fast as an instant sometimes.
  • Borrowers can use the loan amounts for anything.


3. TwentyMilliseconds 

Twenty Milliseconds. That’s the name of another option that can stand as a worthy alternative to Kashable. As its name implies, this brand prides itself on delivering extremely fast service.

Although TwentyMilliseconds is not a lender per se, it is dedicated to facilitating allotment loan requests for federal workers.

Some features of TwentyMilliseconds worth considering are:

  • Any credit history at all can be considered
  • Speed: You place your loan request by filling out an online form in minutes. Speedy decisions are also promised.
  • All US federal workers can access installment loan amounts of up to $5,000.
  • Security: While filling out the loan request form on the TwentyMilliseconds platform, a bot informs a prospective borrower that their data are secured by a 2048-bit Encryption.


4. WeLoans

Some of the features that qualify WeLoans as a valid replacement option for Kashable are:

  • Federal workers with bad credit history can apply and be accepted.
  • Application is through an online form and approval can be instant.
  • A basic-level borrower can access a loan amount of up to $5000. There is an opportunity to access higher amounts through a special request.



Above are the top alternatives to Kashable Loans that we can find. The features listed for each alternative are current at the time of writing this review. However, we strongly advise that you click through and see the detailed features at the time of applying for an allotment loan as a US federal worker. Thanks. 

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